Group Management

Urs Baumann

Chief Executive Officer Lindorff Group AB

Urs Baumann was appointed CEO of Lindorff Group AB in August 2007. Before joining Lindorff, Urs Baumann was the Managing Director of Barclaycard and responsible for its consumer finance business in Central and Eastern Europe. Prior to Barclays’, Baumann was the CEO of Swisscard AECS AG, a joint venture of American Express and Credit Suisse. Before joining Swisscard, Baumann was Engagement Manager at McKinsey & Company Inc., where he was a member of the strategy & corporate finance practice and specialist in retail banking. Mr. Urs Baumann is a Swiss citizen and holds a MBA from the University of St.Gallen, Switzerland, and a MBA from the University of Chicago, Graduate School of Business, Illinois, USA.

Anders Nybø

Chief of Operations, Lindorff Group AB

Anders E. Nybø joined Lindorff in 2005 in the role of Head of Corporate Development. He became EVP for Payment Trade as of February 1 2006, and assumed the position as COO on January 1 2008. Previous to joining Lindorff, Nybø worked eight years with McKinsey & Co, where he as Associate Partner led client service towards large clients within the financial institutions, oil & gas, electricity, and public sectors. Nybø holds a M.Sc. in Business degree (“Siviløkonom”) from the Norwegian School of Economics and Business Administration, and a CEMS Master from University of St. Gallen in Switzerland.

Øyvind Jensrud

Chief Financial Officer

Jensrud joined Lindorff in June 2008 and came from the position as Advisor within corporate finance at the Norwegian investment bank Orion Securities. Prior to Orion Securities, Jensrud was holding various board positions, he is a former CFO at the Norwegian shipping and investment company Dyvi AS, and had several leading positions at Telenor and Dyno Industries. He holds an MBA from BI, Norwegian School of Management and an MBA from IMD Business School in Lausanne, Switzerland.

Heidi Skaaret

Executive Vice President, Country Manager Lindorff Norway and Denmark

Hedi Skaaret joined Lindorff in May 2008 and came from the position as Managing Director at IKANO Finans AS. She is a former Bank Executive in DnB ASA (today DnB NOR ASA) and has had several management positions within distribution, corporate markets and business development. She holds an MBA from the University of Washington, Seattle, USA, with specialisation in economics and marketing.

Anders Uddfors

Executive Vice President and Country Manager for Sweden

Uddfors joined FT Kredithanterarna (now Lindorff Sverige AB) in 1993 as Sales and Marketing Director. In 1999 he left Lindorff for Manpower where he had several managerial positions. In 2003 he returned to Lindorff when he was appointed CEO of the Swedish debt collection operations. He was in September 2005 appointed Country Manager for Sweden. Uddfors has completed studies in Business and Marketing at IHM Business School and IFL.

Lassi Karppinen

Executive Vice President, Payment Nordic (Fenno/Baltics/Russia)

Karppinen joined the Finnish collection company Contant OY in 1986. He has held various positions and was appointed CEO of the company in 1993. As Executive Vice President for Payment Nordic in Lindorff, he is responsible for the Payment activities in Finland, Russia and the Baltic countries. Karppinen holds a M.Sc. (Law) degree from the University of Turku (1987) and a Master of Science (Economics) degree from the Turku School of Economics (1990). He has been a member of the board of the Finnish Debt Collection Association since 1993.

David Hall

Executive Vice President, New Markets

David Hall joined Lindorff Group in August 2008 as Head of New Markets. Before joining Lindorff, David Hall spent twelve years working for the Royal Bank of Scotland in a number of Executive positions, the last as Commercial Manager, European Consumer Finance. He has extensive experience of financial services markets throughout Europe having set up, integrated and acquired a number of businesses in Germany, Benelux, Spain and in Central & Eastern Europe (CEE). David Hall is a UK citizen and holds an honours degree in Applied Languages and International Economics.

Trond H. Lutdal

Executive Vice President, Capital

Lutdal joined Lindorff in Novemeber 2006 as Executive Vice President of Capital, Lindorff’s own debt portfolio business. Lutdal previously worked in SpareBank 1 Life Insurance as head of strategy and business development. He has also led a start-up venture and worked as management-for-hire. In additon, Lutdal has more than six years of experience as a management consultant with McKinsey & Co. Lutdal holds a Master of Science in Business Administration from the Norwegian School of Economics and Business Administration.